Yard Income Trust

Designed to deliver consistent, stable and regular income through 
diversified investments in Australian mortgages.

couch and plant in living room

Reliable returns focused on capital preservation and regular distributions

Capital preservation

Aiming to safeguard your capital, where underlying loans are backed by first-ranking mortgages on Australian real estate.

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Stable regular income

Targeting consistent and regular income distributions from a diversified portfolio of Australian mortgages, designed to provide reliable returns for long-term financial growth.

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Portfolio diversification

Expand your investment horizons with access to a variety of high-quality Australian mortgage assets, offering the potential for enhanced diversification to mitigate risk.

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Professional fund management

Leverage the expertise of experienced managers, simplifying your investment experience while maximising returns through active management.

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What our Income Fund offers

The Yard Income Trust seeks to provide competitive and stable returns with low correlation to market fluctuations, offering an attractive alternative to traditional income investments.

Investor type
Wholesale or sophisticated investors only
Time horizon
3-5 years investment term
Minimum initial investment
AUD $50,000
Reinvestment
Distribution reinvestment available
Additional investments
AUD $10,000
Distributions
Quarterly

How it works

You can start the conversation by clicking invest now or booking a call with an investment consultant at a time that suits you.

1

Start your application

2

Confirm your account details and verify your identity

3

Make your first investment

4

Track your performance

What our customers say about Yard...

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Frequently asked questions about Yard's Income Trust

What is the Yard Income Trust?

The Yard Income Trust is an Australian investment fund that seeks to provide stable returns through investments in residential and commercial real estate loans, via a variety of transaction types. It is open to wholesale investors only.

How can I invest in the Yard Income Trust?

Wholesale investors can participate in the Yard IncomeTrust by meeting the eligibility requirements, completing an application form, and providing a minimum initial investment of AUD $50,000.

What are the benefits of investing in the Yard Income Trust?

Investing in the Yard Income Trust offers benefits like capital preservation, regular distributions, portfolio diversification, and professional fund management for consistent long-term returns.

What type of assets does the Yard Income Trust invest in?

The Yard Income Trust invests in real estate loans, warehouse notes, mortgage-backed securities, and managed investment schemes.

What is the minimum investment for the Yard Income Trust?

The minimum initial investment for the Yard Income Trust is AUD 50,000, with additional investments allowed, starting at AUD $10,000.

How does the Yard Income Trust manage credit risk?

The Yard Income Trust follows a rigorous credit discipline, stress-testing and evaluating every loan for risk, to target strong credit quality and the protection of investor capital.

What is the investment horizon for the Yard Income Trust?

The Yard Income Trust is designed for wholesale investors with a 3-to-5-year investment horizon.

Who manages the Yard Income Trust, and what is their experience?

The Yard Income Trust is managed by a team of industry experts with decades of collective experience in mortgage lending, credit risk management, and financial markets.

What are the risks associated with the Yard Income Trust?

While the Yard Income Trust aims for capital preservation, risks including but not limited to, market fluctuations, interest rate changes, and potential borrower defaults. Investors should carefully review all risks before investing.

How often does the Yard Income Trust distribute income to investors?

The Yard Income Trust provides stable quarterly income distributions, aiming to give investors regular cash flow from the fund's portfolio of assets.

Can I reinvest my distributions in the Yard Income Trust?

Yes, the Yard Income Trust offers a distribution reinvestment option, allowing investors to automatically reinvest income distributions into the fund without additional transaction fees.

How does the Yard Income Trust ensure portfolio diversification?

The Yard Income Trust aims to achieve portfolio diversification by investing across a broad range of transaction types including real estate loans, mortgage-backed securities, warehouse notes, and managed investment schemes, attempting to reduce exposure to concentrated risks.

What is the management fee for investing in the Yard Income Trust?

The Yard Income Trust charges a management fee of 0.85% per annum, calculated monthly. There is a separate performance fee if the fund exceeds its high-water mark benchmark.

How does the Yard Income Trust ensure transparency for investors?

The Yard Income Trust provides investors with detailed reports, quarterly performance updates, and annual tax statements, ensuring full transparency and accountability.

What is the redemption process for the Yard Income Trust?

Investors can submit redemption requests quarterly, with proceeds typically paid within 15 business days. Early redemptions within the first three years may incur an exit fee.

Get started with no upfront costs

Designed for wholesale investors seeking stable regular income through diversified Australian mortgage investments