Origination networks
Access carefully selected mortgage investments with Yard's national network, offering exclusive, risk-adjusted returns from selected residential and commercial real estate loans.
The Trust is designed to provide exposure to diversified Australian mortgage investments with the aim of generating regular income.
We focus on disciplined capital management through defined lending standards, broad diversification, and ongoing oversight.
Targeting consistent and regular income distributions from a diversified portfolio of Trust investments.
Investing across a broad range of transaction types including real estate loans, mortgage-backed securities, warehouse notes, and managed investment schemes.
Leverage the expertise of Yard's experienced managers, with Boutique Capital acting as both Trustee and Custodian.
Offering exclusive investments, rigorous risk management, and an experienced, investor-aligned team
Access carefully selected mortgage investments with Yard's national network, offering exclusive, risk-adjusted returns from selected residential and commercial real estate loans.
Experience rigorous credit discipline with meticulously screened, stress-tested loans for robust risk management and capital protection.
Invest confidently with a seasoned team dedicated to exceptional management and long-term value, backed by decades of industry experience and alignment with investor interests.
The Yard Income Trust seeks to provide competitive and stable returns with low correlation to market fluctuations, offering an attractive alternative to traditional income investments.
You can start the conversation by clicking invest now or booking a call with an investment consultant at a time that suits you.
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The Yard Income Trust is an Australian investment fund that seeks to provide stable returns through investments in residential and commercial real estate loans, via a variety of transaction types. It is open to wholesale investors only.
Wholesale investors can participate in the Yard IncomeTrust by meeting the eligibility requirements, completing an application form, and providing a minimum initial investment of AUD $50,000.
Investing in the Yard Income Trust can offer benefits like capital management, regular distributions, portfolio diversification, and professional fund management.
The Yard Income Trust primarily invests in residential and commercial mortgage loans secured by Australian property. The Trust may also hold complementary assets such as warehouse notes, mortgage-backed securities, and managed investment schemes to support diversification.
The minimum initial investment for the Yard Income Trust is AUD 50,000, with additional investments allowed, starting at AUD $10,000.
The Yard Income Trust follows a rigorous credit discipline, stress-testing and evaluating loans for risk, with a focus on maintaining strong credit quality and managing downside risks.
The Yard Income Trust is designed for wholesale investors with a 3-to-5-year investment horizon.
The Yard Income Trust is managed by a team of industry experts with decades of collective experience in mortgage lending, credit risk management, and financial markets.
The Yard Income Trust is subject to investment risks, including (but not limited to) borrower defaults, changes in property values, interest rate movements, and broader market conditions. Investors may lose some or all of their capital and should carefully review all risks before investing.
The Yard Income Trust aims to provide quarterly income distributions, seeking to deliver consistent cash flow, though distributions are not guaranteed.
Yes, the Yard Income Trust offers a distribution reinvestment option, allowing investors to automatically reinvest income distributions into the fund without additional transaction fees.
The Yard Income Trust aims to achieve portfolio diversification by investing across a broad range of transaction types including real estate loans, mortgage-backed securities, warehouse notes, and managed investment schemes, attempting to reduce exposure to concentrated risks.
The Yard Income Trust charges a management fee of 0.85% per annum, calculated monthly. There is a separate performance fee if the fund exceeds its high-water mark benchmark.
The Yard Income Trust is operated with Boutique Capital as Trustee and Custodian, ensuring governance, oversight, and compliance.
Investors can submit redemption requests quarterly, with proceeds typically paid within 15 business days, subject to available liquidity. Early redemptions within the first three years may incur an exit fee.